★★★★★
4.9/5 from 800+ Canadians  ·  Read Google reviews
🎁 60% More Cheques Free: Every Order

Personal Cheques in Canada: More Cheques, Lower Cost Than Your Bank

Personal cheque design with blue background (CPA compliant)

Bank-approved. CPA 2006 compliant. CPA Self-Accredited #1010. Get 60% more cheques with every personal order; shipping included in our price. Starting from $60.00 for 80 cheques.

✓ All Canadian banks accepted ✓ Price match guarantee ✓ Duplicate cheques available ⚡ Rush printing available
Order Personal Cheques: 60% More Free →
Questions? Call 1-866-760-2661

Need it fast? Same-day printing and next-day delivery across Canada available; rush and shipping rates apply.

↩ Already a customer? Reorder in 60 seconds
Choose your colour
Available designs: from $60 (shipping included)
Blue
Most popular
›
Brown
Classic look
›
Green
Traditional style
›
With Carbon Copy
Keep a copy of every cheque
›
Not sure? Call 1-866-760-2661
Simple 3-Step Process

Ordering Takes Less Than 5 Minutes

You just need your bank information; everything else is straightforward. We handle the rest.

1

Choose your cheques

Select your colour (Blue, Brown, or Green), quantity, and whether you want carbon copies. Starting from $60 for 80 cheques.

2

Enter your details

Add your name, address, and bank information. You need your bank's institution number, transit number, and account number, found on your existing cheques or in online banking.

3

We print and deliver

Review your digital proof, approve it, and we print and ship. Standard delivery in 2–4 business days. Rush option available if you need them sooner.

Why Order From Us

Your Bank Gives You 100 Cheques. We Give You 160. For Less.

When you order from your bank, you pay more and get fewer cheques. Their $52 cheque price becomes $62.42 before tax once you add their flat $10.42 shipping fee, and you still only get 50 cheques. We charge $60 (shipping included) and give you 80. That's 40% cheaper per cheque.

🎁

60% more cheques, every time

Order 50 cheques, get 80. Order 100, get 160. Order 200, get 320. The more you order, the more you save per cheque.

🎨

3 colours + duplicate option

Blue, Brown, or Green: all personalized with your name, address, and starting number. Carbon copy duplicates also available.

⚡

Rush when your bank can't help

Banks take 7–10 business days with no rush option. We offer same-day printing and next-day delivery across Canada when you need it fast.

💰

Price match guarantee

If you find the same cheques cheaper from any Canadian competitor, show us and we'll match that price, no questions asked.

60%
more cheques on every personal order vs your bank
Order 50 cheques: cost per cheque
Your bank (D&H)
$1.25 / cheque
50 cheques
$52 + $10.42 shipping
+ tax on top
Print & Cheques Now
75¢ / cheque
80 cheques
$60 shipping included
+ $37 in free cheques
💰Price Match Guarantee: show us a lower price, we match it
Pricing

See Exactly What You Pay: vs What Your Bank Charges

Our prices include standard shipping. Bank prices are their cheque price plus a flat $10.42 shipping fee charged separately, plus tax on top for both.

Qty ordered Our price
✓ Shipping included		 You receive
60% more free		 Our cost per cheque Bank price + shipping
+ tax extra at checkout		 Bank cost per cheque
+ tax extra
50 $60.00 80 cheques
+30 free (worth $37 at bank rates)		 75¢ / cheque $52.00
+ $10.42 shipping
+ tax on top		 $1.25 / cheque
+ tax extra
100 $68.00 160 cheques
+60 free (worth $42 at bank rates)		 42¢ / cheque $59.85
+ $10.42 shipping
+ tax on top		 70¢ / cheque
+ tax extra
200 $90.00 320 cheques
+120 free; lasts 60% longer		 28¢ / cheque ✗ Bank does not offer 200-cheque orders
🏆 40% cheaper per cheque than your bank, on every quantity Lasts 60% longer before your next reorder Rush / next-day available (rates apply)  |  Bank: 7–10 days, no rush
At 50 cheques: we charge $60 (shipping included) and give you 80. Your bank charges $62.42 before tax for only 50.
Our price includes shipping. Bank adds $10.42 shipping + tax on top at checkout.
Order Now →
Qty ordered Our price
✓ Shipping included		 You receive
60% more free		 Our cost per cheque Bank price + shipping
+ tax extra at checkout		 Bank cost per cheque
+ tax extra
50 + copy $73.00 80 cheques
+30 free (worth $40 at bank rates)		 91¢ / cheque $57.12
+ $10.42 shipping
+ tax on top		 $1.35 / cheque
+ tax extra
100 + copy $82.00 160 cheques
+60 free (worth $47 at bank rates)		 51¢ / cheque $67.48
+ $10.42 shipping
+ tax on top		 78¢ / cheque
+ tax extra
200 + copy $115.00 320 cheques
+120 free; lasts 60% longer		 36¢ / cheque ✗ Bank does not offer 200-cheque orders
🏆 33–40% cheaper per cheque than your bank Up to $47 in free cheques on every 100-qty order Rush / next-day available (rates apply)  |  Bank: 7–10 days, no rush
Order 100 with carbon copy: get 160 cheques for $82 (shipping included). Bank charges $77.90 before tax for only 100.
Our price includes shipping. Bank adds $10.42 shipping + tax on top at checkout.
Order Now →

Our prices include standard shipping. Bank prices shown are D&H/Scotiabank cheque prices plus their flat $10.42 shipping; taxes are additional for both. Free cheque values calculated at bank per-cheque rates. Prices verified at time of publishing. Call 1-866-760-2661 to claim your price match.

What To Know Before You Order

Ordering personal cheques in Canada is simpler than many people expect. As long as your cheques meet Payments Canada standards and include the correct MICR encoding, they are accepted the same way as cheques ordered directly from your bank.

Many Canadians continue ordering through their financial institution simply because they assume it is required. In reality, most banks outsource cheque printing to third-party manufacturers. The difference with Print & Cheques Now is that you order directly from a Canadian cheque printer instead of paying additional bank markups and shipping fees.

Every personal cheque order from Print & Cheques Now is produced using CPA 2006 compliant layouts, bank-ready stock, and verified MICR formatting to ensure smooth processing at Canadian financial institutions.

Why Canadians Choose Print & Cheques Now

  • 60% more cheques free on every personal cheque order
  • More cheques, less cost than ordering through your bank
  • CPA Self-Accredited Printer #1010, one of only 20 in Canada
  • Express shipping available on all orders
  • Next-day delivery across Canada

Compatible With Canadian Banks & Credit Unions

Our personal cheques in Canada products are accepted at all major Canadian financial institutions and credit unions, including:

  • RBC Royal Bank
  • TD Canada Trust
  • Scotiabank
  • BMO Bank of Montreal
  • CIBC
  • National Bank
  • Desjardins
  • Tangerine
  • Simplii Financial
  • Meridian Credit Union
  • ATB Financial
  • Coast Capital
  • And hundreds of additional Canadian institutions

Because we follow Payments Canada Standard 006 (CPA 2006) specifications, there is no special registration or approval process required before using your cheques.

Need help confirming your banking details before you order personal cheques online? Call 1-866-760-2661 and our Canadian support team can help in minutes.

What Makes A Personal Cheque CPA Compliant?

Many customers ask what “CPA compliant” actually means when ordering personal cheques in Canada.

CPA compliance refers to the standards established by Payments Canada for cheque layout, encoding, spacing, and processing. These standards ensure your cheque can be read properly by bank scanning equipment and processed without errors.

CPA Compliance Requirements

  • Correct MICR line formatting
  • Proper transit and institution number placement
  • Approved cheque dimensions
  • Accurate spacing and positioning
  • Bank-readable magnetic ink encoding
  • Security paper compatible with Canadian banking systems

When ordering from Print & Cheques Now, these specifications are built into every order automatically.

Single vs Duplicate Personal Cheques: Which Should You Choose?

Both formats are fully CPA compliant and accepted by Canadian banks. The right option depends on how often you write cheques and whether you want physical payment records.

Feature Single Personal Cheques Duplicate Personal Cheques
Best for Occasional cheque writing Frequent cheque use & budgeting
Thickness Lighter and compact Slightly thicker with carbon copy
Record keeping Bank statements only Instant written copy retained
Most common use Everyday banking Rent, taxes, expense tracking
Cost Lower upfront cost Slightly higher with duplicate layer

Many Canadians choose duplicate personal cheques for budgeting, rent payments, tax records, and household expense tracking because they automatically keep a copy of every cheque written.

Personal Cheque Customization Options

Ordering personal cheques Canada products no longer means accepting generic designs from your bank.

Print & Cheques Now allows customers to personalize their cheques while still maintaining full CPA compliance and bank compatibility.

Available Colour Options

Customers can currently choose from:

  • Blue
  • Brown
  • Green

Each colour is printed on premium bank-ready security stock and formatted according to Payments Canada standards.

Personalized Information

Your cheques can include:

  • your name
  • address
  • starting cheque number
  • optional duplicate format
  • custom numbering preferences

All information is proofed before printing to ensure accuracy before production begins.

Clean, Professional Layouts

Many customers prefer personal cheques that are easy to read, professional in appearance, and reliable during bank processing.

Our layouts are designed to balance:

  • readability
  • security positioning
  • professional appearance
  • processing reliability

This ensures your personal cheques Canada order remains functional, compliant, and easy to use for everyday banking.

More Security Features For The Same Price

Many banks and cheque suppliers charge extra for advanced security upgrades. Print & Cheques Now includes multiple anti-fraud protections directly in the base price of every personal cheque order.

Included Security Features

  • Heat-sensitive ink
  • MICR encoding
  • Microprinting
  • Toner adhesion
  • Chemical sensitivity protection
  • Premium bank-ready paper stock

These security layers help reduce cheque alteration, unauthorized duplication, and bank processing issues while maintaining full compatibility with Canadian banking systems.

Optional hologram upgrades are also available for customers wanting enhanced visual fraud protection.

Why MICR Encoding Matters

MICR stands for Magnetic Ink Character Recognition.

The numbers printed along the bottom of your cheque contain your institution number, transit number, account number, and cheque number. Canadian banking equipment reads this information automatically during processing.

Improper MICR formatting can cause:

  • rejected deposits
  • bank reading errors
  • processing delays
  • manual verification issues

This is why professional cheque manufacturing matters. Print & Cheques Now uses verified MICR formatting standards specifically designed for Canadian banking systems.

Choose Your Style

3 Colours. Personalized With Your Name & Address.

All designs are CPA 2006 compliant, personalized with your name, address, and starting cheque number.

Chèque personnel bleu avec motifs marbrés, espace pour le montant, la date et le bénéficiaire, conforme aux normes CPA 2006.
Blue: Most Popular
Clean, classic look. The most popular choice for personal accounts across Canada. Works with all major banks.
Order Blue Cheques →
Chèque personnel brun avec design classique, indiquant un montant de 100 dollars, espace pour la date, le bénéficiaire, et le mémo, mettant en avant des caractéristiques de sécurité.
Brown: Classic
Warm, professional tone. A traditional option that stands out in your chequebook with an elegant look.
Order Brown Cheques →
Chèque personnel vert classique avec espace pour le montant, le nom du bénéficiaire et la date, représentant le style traditionnel canadien.
Green: Traditional
The classic green personal cheque, the traditional colour many Canadians have used for decades.
Order Green Cheques →
Also available: Duplicate Personal Cheques (with Carbon Copy) Keep a copy of every cheque you write, ideal for personal records. View duplicates →
Verified Reviews

What Canadians Say About Our Personal Cheques

Rated 4.9/5 from 800+ Google reviews.

★★★★★

"Ordered 100 cheques and got 160 delivered, exactly as promised. They look great and my bank accepted them without any issues. Way better value than ordering from my bank."

DM
Diane M.
Personal account holder, Calgary
★★★★★

"Needed cheques quickly; used the rush option and had them the next day. My bank would have taken two weeks and couldn't do rush at all. Will be ordering here from now on."

TK
Trevor K.
Personal account, Toronto
★★★★★

"I've been a customer for 4 years. Cheques always look perfect, accepted everywhere, and the reorder process takes about 60 seconds. Getting 60% more cheques every time is incredible value."

PW
Patricia W.
Long-time customer, Vancouver
Read all 800+ reviews on Google →
Our Commitment

Two Guarantees on Every Order

✅

Accuracy Guarantee

If there is ever a printing error on your order, we will correct and reprint your cheques at no additional cost. Every order is reviewed before it leaves our facility, but if anything slips through, we make it right immediately, free of charge.

🏢

Bank Acceptance Guarantee

Every personal cheque we produce is 100% CPA 2006 compliant and accepted at all Canadian financial institutions including RBC, TD, BMO, CIBC, Scotiabank, and all credit unions. If your bank ever raises an issue, we'll reprint immediately at no cost.

Why Many Canadians Are Switching From Bank-Issued Cheques

For years, most consumers automatically ordered personal cheques directly from their bank without comparing alternatives.

Today, more Canadians are realizing they can receive:

  • the same bank compatibility
  • the same compliance standards
  • the same processing reliability
  • while paying less and receiving significantly more cheques.

Many customers also switch because they receive substantially better value on every order. Personal cheque orders include 60% more cheques free, while business customers receive 25% more Laser/Computer Cheques free and 50% more Manual Cheques free, often described as “buy 2, get 1 free” for manual formats.

Combined with AIR MILES® rewards, fast Canadian production, and included security features, many customers find they receive better overall value than ordering through their bank.

Many customers also prefer working directly with a Canadian manufacturer because turnaround times are faster, support is easier to reach, and pricing is more transparent.

Fast Printing & Delivery Across Canada

Running low on personal cheques can quickly become frustrating, especially when banks often require extended processing times and limited rush options.

Print & Cheques Now offers:

  • optional same-day personal cheque printing
  • next-day delivery across Canada
  • fast reorder processing
  • digital proof approval before printing

Rush production is available for eligible orders placed before the daily cutoff time.

If you need help placing a rush order or confirming delivery timelines, call 1-866-760-2661 to speak directly with our Canadian support team.

Reordering Personal Cheques Is Simple

Once your first order is completed, reordering becomes extremely fast.

Because your formatting and banking information are already saved:

  • no redesign is required
  • no setup process is repeated
  • reorder approval is faster
  • production moves quicker

Many repeat customers complete the reorder process in under a minute.

This is especially useful for customers who regularly reorder the same style, quantity, and numbering format.

FAQ

Frequently Asked Questions

What information do I need to order personal cheques?
You need: your full name and mailing address, your bank's 3-digit institution number (e.g. RBC = 003, TD = 004, BMO = 001, CIBC = 010, Scotiabank = 002), your branch's 5-digit transit number, and your account number. All of these are printed on the bottom of your existing cheques, or available in your online banking under account details. Not sure? Call us at 1-866-760-2661 and we'll help.
How are your cheques different from the ones I get at my bank?
You get 60% more cheques free with every order, and our price includes shipping; the bank adds $10.42 shipping on top of their cheque price. Order 50 and get 80 for $60 (shipping included). The bank charges $52 for 50 cheques before their $10.42 shipping and tax are added.
Are these cheques accepted by my Canadian bank?
Yes. All cheques are 100% CPA 2006 compliant and accepted by every major Canadian bank and credit union. We are a CPA Self-Accredited cheque printer (ID #1010). We back this with our Bank Acceptance Guarantee: if your bank ever raises an issue, we reprint free.
Can I get my personal cheques quickly?
Yes. We offer rush printing and next-day delivery across Canada for urgent orders. Rush printing and expedited shipping rates apply. Standard delivery is 2–4 business days. Your bank takes 7–10 days and offers no rush option. Call 1-866-760-2661 for same-day rush inquiries.
What colours and quantities are available?
Choose from Blue, Brown, or Green. Quantities: 50 (get 80), 100 (get 160), or 200 (get 320). All with or without carbon copy (duplicate). Your bank only offers 50 or 100 with no 200+ option and no colour choice.
What is your price match guarantee?
If you find the same personal cheque product at a lower price from any Canadian competitor, show us and we will match that price. Contact us at 1-866-760-2661 before ordering to claim your price match.
Are personal cheques still commonly used in Canada?
Yes. Many Canadians still use personal cheques for rent payments, legal payments, contractor payments, gifts, school payments, and personal recordkeeping. While digital banking continues to grow, cheques remain widely accepted throughout Canada.
Can I order personal checks online safely?
Yes. Print & Cheques Now uses secure ordering processes, bank-ready stock, CPA-compliant layouts, and verified MICR formatting to protect customer information and ensure reliable bank processing.
Do your personal cheques work with Canadian ATMs and mobile deposits?
Yes. Because the cheques follow CPA 2006 standards and use proper MICR encoding, they are compatible with Canadian ATM deposits, teller processing systems, and mobile cheque deposit platforms.
What happens if I move or change banks later?
You can reorder with updated banking or address information at any time. Before production begins, a proof is provided so you can confirm all updated details are correct.
Are duplicate personal cheques more secure?
Duplicate personal cheques are not necessarily more secure, but they do provide a built-in written record of every payment. Many customers prefer them for budgeting, taxes, expense tracking, and household bookkeeping.
Can I rush my personal cheque order?
Yes. Optional same-day printing and next-day delivery across Canada are available for eligible rush orders placed before the daily cutoff time. Need help placing a rush order? Call 1-866-760-2661 and our Canadian support team can assist you directly.
Related Products

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📚

Deposit Books

Track all your deposits alongside your personal cheques. Essential for complete personal financial records.

View Deposit Books
📋

Cheque Binders

Protect and organize your personal cheques in a professional binder. Keeps your chequebook secure and easy to use.

View Cheque Binders
✉

Self-Sealing Envelopes

Security envelopes for mailing your personal cheques safely. Tamper-evident and professional for bill payments.

View Envelopes
Manual Business Cheques
50% more free: for businesses that write cheques by hand
View →
Laser / Computer Cheques
25% more free: for QuickBooks, Sage & all accounting software
View →
💰Price Match Guarantee: find it cheaper? we match it

Order Personal Cheques: Get 60% More Free

Join 46,000+ Canadians who get more cheques and pay less. From $60 (shipping included) for 80 cheques. Bank-approved. CPA certified #1010.

Order Personal Cheques Now → ↩ Reorder Express
Rush printing available  ·  1-866-760-2661