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SpanishKOHO Cheques in Canada (What KOHO Supports + Cheque Alternatives)
KOHO accounts are designed for digital spending and, in most cases, do not accept cheque deposits or provide cheque books. If you need to issue paper cheques, the practical solution is to use a cheque-enabled Canadian chequing account and order Standards 006 compliant cheques for that account.
✔ Proof-first process: we confirm your details and provide a proof before printing. ✔ Risk-Free guarantee: if there’s an error on our part, we reprint at no cost.
Images show sample formats (laser, manual, personal). Your MICR line and layout are printed to match your account details.
Will KOHO accept cheques not purchased from the bank?
KOHO accounts are designed for digital spending and, in most cases, do not accept cheque deposits or provide cheque books. If you need to issue paper cheques, the practical solution is to use a cheque-enabled Canadian chequing account and order Standards 006 compliant cheques for that account.
- ✓KOHO note: KOHO states it does not accept cheques for deposit.
- ✓Direct deposit institution: KOHO direct deposit details may reference Peoples Trust Company (institution number commonly listed as 621).
- ✓Transit number: shown on your KOHO direct deposit form
- ✓Account number: shown on your KOHO direct deposit form
Need help locating your transit/institution number? Find your KOHO direct deposit details in the KOHO web portal/app (Account number, Transit number, Institution number). Standards references: Standard 006 and Cheque Printer Guide.
How the proof process prevents costly mistakes
This is where most “cheap cheque” suppliers fail. We reduce error risk with a proof-based workflow that confirms the details before ink hits paper.
If an error is on our side, we’ll reprint at no cost. Full policy: Return / Reprint Policy.
KOHO cheque products
If you need to pay by cheque, use a cheque-enabled Canadian chequing account (personal or business). With valid transit/institution/account details, you can order laser, manual, or personal cheques designed for Canadian clearing.
Laser Cheques (Print from software)
For businesses printing cheques from accounting/payroll software. We match your print position (top/middle/bottom) and confirm details via proof before printing.
- ✓Best for AP, payroll, and high-volume cheque runs
- ✓We match your print position (top/middle/bottom)
- ✓Built on security paper + MICR for Canadian clearing
Manual Cheques (Handwritten)
For handwritten payments where voucher stubs help with tracking and reconciliation.
- ✓Best for job sites, field work, and low-volume payments
- ✓One-per-page or two-per-page formats
- ✓Bank-ready security features available
Personal Cheques (Individual accounts)
For personal payments that still require paper cheques and benefit from duplicate recordkeeping.
- ✓Duplicate personal cheques for clean records
- ✓Multiple color options
- ✓Printed on bank-ready stock
Security features that reduce fraud risk
Cheques are a trust product. If you’re ordering outside the bank, you need strong anti-fraud protection. We use bank-ready security paper and can include advanced features like hologram foil, microprinting, and thermochromic ink.
- ✓True watermark paper, chemical sensitivities & invisible fibres
- ✓Optional hologram foil & heat-sensitive (thermochromic) ink
- ✓Clean MICR encoding for Canadian processing
Learn more: Cheque security features and security explained.
Security options vary by product type and order configuration.
Why businesses switch from bank ordering
People switch for two reasons: better value and fewer ordering headaches. Here’s the practical difference.
| What you care about | Print & Cheques Now | Typical bank ordering |
|---|---|---|
| Value per order | More cheques included (free bonus quantities on key products) | Standard pack sizes |
| Accuracy | Proof-first workflow + human verification | Often self-serve ordering |
| Security | Bank-ready stock + optional advanced anti-fraud features | Standard options |
| Rush options | Rush available for many Canadian locations | Delivery timelines vary |
Rewards & trust signals
- ✓AIR MILES® Reward Miles on eligible orders. Details: AIR MILES page.
- ✓Average 4.9/5 on Google (724+ reviews).
- ✓Trusted by 46,000+ Canadians and businesses.
AIR MILES® is a registered trademark of AM Royalties Limited Partnership, used under license by LoyaltyOne, Co. and Print & Cheques Now Inc.
KOHO cheques — FAQs
Does KOHO offer cheques or accept cheque deposits?
KOHO indicates it does not accept cheque deposits and does not operate like a traditional chequing account with cheque books. If you need paper cheques, use a cheque-enabled Canadian chequing account.
Where do I find my KOHO transit and institution numbers?
KOHO provides your account number, transit number, and institution number inside your KOHO account under direct deposit details.
What do I need to order Standards 006 compliant cheques?
You need your 5-digit transit (branch) number, 3-digit institution number, and account number exactly as shown on your void cheque or account details.
Which cheque type should I order?
Laser cheques are for software printing, manual cheques are for handwritten payments, and personal cheques are for individual accounts—duplicate personal cheques help keep a paper trail.
What if something is printed wrong?
If there’s an error on our part, we’ll reprint at no cost. If the error is due to customer-provided information, we’ll reprint at a discount. See the full return/reprint policy on our site.
How fast can I get cheques delivered in Canada?
Most orders ship quickly after you approve your proof. Rush options are available for many Canadian destinations.
Ready to order KOHO cheques?
Choose your format and we’ll confirm details with a proof before printing.
Trademark notice: “KOHO” is a trademark of KOHO Financial Inc. Print & Cheques Now Inc. is an independent supplier and is not affiliated with, endorsed by, or sponsored by KOHO.