EQ Bank Cheques in Canada (What’s Possible + Best Alternatives)
EQ Bank focuses on digital banking and typically does not process paper cheques. If you still need cheques for vendor payments, payroll, or bookkeeping, the practical solution is to use a Canadian chequing account that supports cheques and order Standards 006 compliant cheques for that account.
✔ Proof-first process: we confirm your details and provide a proof before printing. ✔ Risk-Free guarantee: if there’s an error on our part, we reprint at no cost.
Images show sample formats (laser, manual, personal). Your MICR line and layout are printed to match your account details.
Will EQ Bank accept cheques not purchased from the bank?
EQ Bank focuses on digital banking and typically does not process paper cheques. If you still need cheques for vendor payments, payroll, or bookkeeping, the practical solution is to use a Canadian chequing account that supports cheques and order Standards 006 compliant cheques for that account.
- ✓EQ Bank note: EQ Bank does not currently support ordering/processing cheques for its accounts.
- ✓If you use Equitable Bank routing details: Institution number is commonly listed as 623 (Equitable Bank).
- ✓Transit number: 5 digits (branch, if applicable)
- ✓Account number: follows on MICR line
Need help locating your transit/institution number? Use your EQ app to generate your direct deposit “void cheque” or account details. Standards references: Standard 006 and Cheque Printer Guide.
How the proof process prevents costly mistakes
This is where most “cheap cheque” suppliers fail. We reduce error risk with a proof-based workflow that confirms the details before ink hits paper.
If an error is on our side, we’ll reprint at no cost. Full policy: Return / Reprint Policy.
EQ Bank cheque products
If you pay by cheque, the core requirement is a cheque-enabled Canadian chequing account. Once you have your transit/institution/account numbers, you can order laser, manual, or personal cheques that meet Canadian clearing standards.
Laser Cheques (Print from software)
For businesses that print cheques from accounting/payroll software (QuickBooks, Sage 50, PC Law, etc.). We match top/middle/bottom layouts to reduce misprints and reprints.
- ✓Best for AP, payroll, and high-volume cheque runs
- ✓We match your print position (top/middle/bottom)
- ✓Built on security paper + MICR for Canadian clearing
Manual Cheques (Handwritten)
For businesses that handwrite payments and want voucher stubs for tracking job costs, vendors, and reconciliation.
- ✓Best for job sites, field work, and low-volume payments
- ✓One-per-page or two-per-page formats
- ✓Bank-ready security features available
Personal Cheques (Individual accounts)
For individuals who still pay rent, childcare, contractors, or shared expenses by cheque and want duplicate records for budgeting.
- ✓Duplicate personal cheques for clean records
- ✓Multiple color options
- ✓Printed on bank-ready stock
Security features that reduce fraud risk
Cheques are a trust product. If you’re ordering outside the bank, you need strong anti-fraud protection. We use bank-ready security paper and can include advanced features like hologram foil, microprinting, and thermochromic ink.
- ✓True watermark paper, chemical sensitivities & invisible fibres
- ✓Optional hologram foil & heat-sensitive (thermochromic) ink
- ✓Clean MICR encoding for Canadian processing
Learn more: Cheque security features and security explained.
Security options vary by product type and order configuration.
Why businesses switch from bank ordering
People switch for two reasons: better value and fewer ordering headaches. Here’s the practical difference.
| What you care about | Print & Cheques Now | Typical bank ordering |
|---|---|---|
| Value per order | More cheques included (free bonus quantities on key products) | Standard pack sizes |
| Accuracy | Proof-first workflow + human verification | Often self-serve ordering |
| Security | Bank-ready stock + optional advanced anti-fraud features | Standard options |
| Rush options | Rush available for many Canadian locations | Delivery timelines vary |
Rewards & trust signals
- ✓AIR MILES® Reward Miles on eligible orders. Details: AIR MILES page.
- ✓Average 4.9/5 on Google (724+ reviews).
- ✓Trusted by 46,000+ Canadians and businesses.
AIR MILES® is a registered trademark of AM Royalties Limited Partnership, used under license by LoyaltyOne, Co. and Print & Cheques Now Inc.
Understanding Your EQ Bank Cheque Numbers
Every cheque carries a cheque number in the top-right corner and again in the MICR line along the bottom. The cheque number is the sequential number that identifies each individual cheque (for example 001, 002, 003) — it is not your account number or your transit number.
When you order EQ Bank-compatible cheques from us, you choose the starting cheque number. Most customers continue from their last book — if your last cheque was 250, your new order starts at 251 — so your records stay unbroken for bookkeeping. New personal accounts usually start at 001 and business accounts at 1001.
On every cheque the MICR line reads, left to right: the cheque number, the transit (branch) number, the institution number (623 for EQ Bank / Equitable Bank), and your account number. Use the same details when you order and your cheques will clear without issue.
EQ Bank Certified Cheques & Mobile Deposit
Because EQ Bank is a digital bank with no branches, it does not issue traditional certified cheques over a counter. For guaranteed funds, EQ Bank customers typically use an Interac e-Transfer or a bank draft alternative. If you need physical cheques for vendor payments, rent or payroll, EQ Bank-compatible personal and laser cheques are the practical solution — printed to Payments Canada Standard 006 so they clear without issue.
Depositing is straightforward: cheques printed with your correct EQ Bank account, transit and institution (623) numbers deposit through the EQ Bank mobile app like any other Canadian cheque.
How Much Do EQ Bank Cheques Cost?
EQ Bank-compatible cheque books from Print & Cheques Now give you up to 60% more cheques for a comparable price, with standard security features and a free proof included on every order.
Personal cheque books and software-compatible laser cheques (QuickBooks, Sage, Xero) are available and scale from a standard book up to 1,000+ cheques for high-volume accounts. Every cheque is Standard 006 compliant.
EQ Bank cheques — FAQs
Does EQ Bank provide paper cheques?
EQ Bank generally operates as a digital bank brand and may not provide paper cheques for its accounts. If you require cheques, use a Canadian chequing account that supports cheque payments.
What information is required to print Standards 006 compliant cheques?
You need your 5-digit transit (branch) number, 3-digit institution number, and your account number exactly as shown in your account details or void cheque.
Can I still use laser, manual, or personal cheques?
Yes—provided the underlying account supports cheque clearing. Laser cheques are for software printing, manual cheques are handwritten, and personal cheques are for individual accounts.
Do I need to notify EQ Bank (or my bank) if I order cheques elsewhere?
No separate notification is typically required. The key is that the cheques must meet Payments Canada Standard 006 and match your account details.
What if something is printed wrong?
If there’s an error on our part, we’ll reprint at no cost. If the error is due to customer-provided information, we’ll reprint at a discount. See the full return/reprint policy on our site.
How fast can I get cheques delivered in Canada?
Most orders ship quickly after you approve your proof. Rush options are available for many Canadian destinations.
How are EQ Bank cheque numbers assigned, and can I choose my starting number?
Yes — you choose the starting cheque number when you order. Most customers continue from their last book (for example, start at 251 if your last cheque was 250). New personal accounts usually start at 001 and business accounts at 1001. The cheque number is separate from your account and transit numbers.
Does EQ Bank offer certified cheques?
EQ Bank is a digital bank with no branches and does not issue counter certified cheques. Use an Interac e-Transfer or a bank draft for guaranteed funds, or order EQ Bank-compatible physical cheques for vendor and payroll payments.
Can I use an EQ Bank cheque for mobile deposit?
Yes. Cheques printed with your correct EQ Bank account, transit and institution (623) numbers deposit through the EQ Bank mobile app like any standard Canadian cheque.
Ready to order EQ Bank cheques?
Choose your format and we’ll confirm details with a proof before printing.
Trademark notice: “EQ Bank” is a trademark of Equitable Bank. Print & Cheques Now Inc. is an independent supplier and is not affiliated with, endorsed by, or sponsored by EQ Bank.