Order Scotiabank Cheques Online

Yes. Every cheque we print meets Payments Canada Standard 006 — the same MICR encoding and layout standard that Scotiabank's image-clearing system uses to process mobile deposits. Customers deposit cheques from Print & Cheques Now through their Scotiabank banking app the same way they would deposit any other cheque.

For best results when depositing via your phone, ensure the cheque is flat and well-lit so the MICR line at the bottom is clearly captured.

Yes. All cheques are printed according to Payments Canada Standard 006 and produced by a Payments Canada self-accredited printer (Payments Canada self-accredited printer #1010). CPA self-accreditation means Print & Cheques Now has been independently assessed against Payments Canada's standards for MICR encoding accuracy, paper stock specifications, and cheque layout compliance — the same standards that govern cheques ordered directly through a bank.

Yes. Ordering cheques from an independent, CPA-accredited printer is entirely legal in Canada. Payments Canada Standard 006 sets the specifications that all cheques must meet, and any printer producing cheques to that standard is permitted to sell them. Banks are required by clearing rules to process Standard 006-compliant cheques.

MICR stands for Magnetic Ink Character Recognition. The MICR line is the row of numbers printed in a specialised magnetic-ink font along the bottom of every Canadian cheque. It contains three components: the transit number (5 digits, identifying the branch), the institution number (3 digits, identifying the bank — 002 for Scotiabank), and the account number. Print & Cheques Now verifies the MICR line on every order proof before printing.

The institution number for Scotiabank is 002. This 3-digit code is assigned by Payments Canada to identify Scotiabank within the Canadian clearing system. It appears as part of the MICR line on every Scotiabank cheque, combined with the 5-digit transit number and your account number.

A transit number is the 5-digit code that identifies the specific Scotiabank branch where your account is held. Your transit number appears on the bottom of your existing cheques, in your Scotiabank online banking profile, or on any direct deposit form.

A transit number is a 5-digit code that identifies a specific branch of a bank. An institution number is a 3-digit code that identifies the bank itself — 002 for Scotiabank. On every Canadian cheque, both numbers appear in the MICR line alongside the account number. Note: 'routing number' is an American term — in Canada, use 'transit number' and 'institution number.'

No. The MICR number is not the same as your bank account number, but it includes it. The MICR line contains three separate components: the transit number (5 digits), the institution number (3 digits — 002 for Scotiabank), and your account number.

Yes. The preferred approach is to use the online cheque builder — enter your name, address, transit number, institution number (002), and account number directly. Uploading a void cheque is an optional secondary step that allows our team to cross-reference your entry during proof review.

You need: your full name and address, your transit number (5 digits), your institution number (002 for Scotiabank), and your account number. All three banking numbers can be found on an existing cheque, a direct deposit form, or your online banking profile. No other documentation is required.

All cheque stock includes three standard anti-fraud features: micro-grinding security fibres, a void pantograph (displays 'VOID' when photocopied), and a chemical sensitizer (reacts visibly if an alteration attempt is made). These features are part of the cheque stock and are included on every order.

Heat Sensitive Ink (thermochromic ink) is included on Laser and Manual cheque orders, and Hologram Gold Foil is available as an optional upgrade. These features are not available on Personal cheques. Select optional security during the order process.

If a cheque is returned due to an error in the MICR line or layout that was present in the approved proof, Print & Cheques Now will reprint the order at no charge. If a cheque is returned for reasons unrelated to printing — such as incorrect account information or insufficient funds — that falls outside the reprint guarantee. Contact 1-866-760-2661 if you experience a cheque return.

Yes. Laser cheques from Print & Cheques Now are specifically designed for payroll and accounts payable applications. They are compatible with QuickBooks, Sage, Simply Accounting, and other major Canadian accounting platforms, and are available in top, middle, and bottom MICR print positions.

Yes. Your Scotiabank cheque contains the transit number, institution number (002), and account number required for direct deposit setup with employers, government agencies, and financial institutions. Cheques from Print & Cheques Now are accepted for direct deposit setup in the same way as cheques ordered through Scotiabank directly.

The safest place to order cheques or checks online in Canada is a provider that follows Payments Canada Standard 006, verifies MICR details before printing, and holds CPA self-accreditation. Print & Cheques Now holds Payments Canada self-accredited printer #1010 accreditation and has been printing Canadian cheques since 2006. With a 4.8 rating from 980+ verified reviews and a reprint guarantee, Print & Cheques Now is a trusted choice.

Yes — you choose the starting cheque number when you order. Most customers continue from their last book (for example, start at 251 if your last cheque was 250). New personal accounts usually start at 001 and business accounts at 1001. The cheque number is separate from your account and transit numbers.

A Scotiabank-compatible cheque book from us gives you up to 60% more cheques for a comparable price versus ordering through the bank, with standard security features and a free proof included on every order.

You can order inside ScotiaOnline or the Scotiabank mobile app, but you'll pay the bank's retail price for fewer cheques. Ordering the same Scotiabank-compatible cheques from us is faster and gives you more cheques per order — with no need to notify Scotiabank.