Yes. Our cheques are printed to Payments Canada Standard 006 (CPA #1010 self-accredited) — the same clearing specification every Canadian bank and credit union requires. When your banking details are correct, our cheques clear at RBC, TD, BMO, Scotiabank, CIBC, National Bank, ATB Financial, every credit union, and every online bank exactly like bank-channel cheques.

The banking details from a void cheque or direct deposit form: your name and address as they appear on the account, transit number (5 digits), institution number (3 digits — identifies your bank, e.g. 003 for RBC, 004 for TD, 001 for BMO), and account number (7–12 digits depending on the institution). For business orders, your registered business name and optional logo.

Your institution number (also called bank number) is a 3-digit code that identifies your financial institution nationally — every RBC account has institution 003, every TD account has 004, every BMO has 001, and so on. Your transit number is a 5-digit code identifying your specific branch. Both are printed on the MICR line of every cheque you’ve ever received from your bank, and both are needed for Canadian clearing.

The MICR line (the magnetic-ink line printed in E-13B font) reads left to right: cheque number first, then transit number (5 digits), then institution number (3 digits), then account number (7–12 digits). It’s printed in Payments Canada-approved MICR toner so every Canadian bank’s cheque sorter can read it automatically. If any of those numbers is wrong, the cheque won’t clear — which is why our proof step exists.

Laser cheques are for printing from accounting or payroll software (QuickBooks, Sage, Xero, NetSuite, Wave, etc.) and are best for high-volume cheque runs. Manual cheques are handwritten with voucher stubs, ideal for field work, low volume, or businesses that still write cheques by hand. Personal cheques are for individual accounts, often ordered with duplicates for cleaner record keeping.

Every laser and manual business cheque includes hologram gold foil, heat-sensitive ink, micro-printing, chemical-reactive paper, and a void pantograph — standard, at no upcharge. The first two (hologram foil and heat-sensitive ink) are the most effective against photocopy and scan-based fraud, and they’re not included on most bank-channel business cheques.

Same-day printing is available on orders placed by 2 PM EST, Monday through Friday. Standard production is one business day. Tracked shipping is typically 1–3 business days Canada-wide. Compare that to bank-channel ordering, which typically takes 5–10 business days before the cheques ever arrive.

Yes. Many customers order laser cheques for their business, manual cheques for one-off payments, and personal cheques for their personal account on a single order. Each bank account gets its own proof before printing. For complex multi-account orders, call 1-866-760-2661 and we’ll walk you through it.

No. ChequesNow.ca (Print & Cheques Now Inc.) is an independent, Canadian family-owned cheque printer — not affiliated with, endorsed by, or sponsored by any of the institutions listed on this page. We are a CPA Self-Accredited Canadian printer that happens to print compatible cheques for every Canadian bank and credit union.

After your first order, use Express Reorder. It recalls your previous banking details, layout, cheque numbering sequence, and logo — so you can repeat a full reorder in under a minute.

We still print for it. Start from Order Cheques and our team will confirm your institution’s MICR specification before production. If you have a void cheque or direct deposit form, the transit, institution, and account numbers are all we need — any Canadian bank, credit union, online bank, or caisse populaire works.